The first time you have to write a cheque in France deserve to feel intimidating and also it’s simple to make a failure if you don’t recognize what you doing. Our handy step-by-step overview is here to help!

Unlike in countless other countries, wherein cash and card payments prevail, the cheque is quiet a commonly used form of payment in France. A cheque payment is often compelled for huge purchases or deposits, and many small business transactions take location using cheques.

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It is not also unusual to check out French world writing a cheque come pay for groceries at the supermarket, return this exercise is an altering and is far less likely amongst younger generations. This days plenty of smaller shops and services no longer accept cheques, so it’s important to clarify which payment techniques are available before agreeing come a purchase.

Receiving payment By Cheque: Is it Secure?

In France, a cheque payment is normally seen as a reliable and secure technique of payment. The legal aftermath for the payer of having a cheque bounce have the right to be significant (more about that in a minute) and therefore it’s far less most likely that lock would danger writing a poor check.

However, if you receiving bigger payments because that your organization or a exclusive sale, girlfriend can additionally ask because that ‘un chèque de banque’, a banker’s or cashier’s cheque. This type of cheque is guarantee by the bank, therefore you have the right to be certain that the payment will certainly go with without a hitch.

Writing a French Cheque without the crucial Funds

It’s worth noting that it is illegal in France to write a cheque if you perform not have sufficient money in your account to cover the payment. For the same reason, it is additionally illegal to create a post-dated or open-dated cheque.

The after-effects of composing a cheque without sufficient funds rely upon your bank and also your an individual situation, but they can be severe. You might be fined and likewise lose the best to create cheques for up to five years, i beg your pardon could cause considerable difficulties, particularly for businesses.

In the event of a actual accident or mistiming (say, your earnings being paid a day later on than usual and also a cheque you’d composed being cashed that very same day), your financial institution may be more lenient, specifically if you room a old client, have actually other account in credit through the very same bank, and also this has never taken place before. However, you must expect a call from her bank and also a inquiry to immediately transfer the essential funds to the account.

Our advice? Don’t take the hazard of composing a cheque if there is any kind of doubt at all about having the vital funds!

Cancelling a Cheque in France

French cheques space valid because that one year (12 months) and 8 days. The only way to publication a cheque is if it has been lost, stolen, or there is apprehension of fraud. Girlfriend will require to contact your financial institution directly in stimulate to execute this.


Filling in a French cheque may be slightly various to what friend are supplied to in your nation of origin. Here’s a overview to what go where.

Tips for creating a Cheque in France

If you’re paying for goods at a larger establishment, plenty of have auto-print cheque equipments which will fill in the date, amount, and payee. It’s worth asking prior to you start filling it the end by hand.While that illegal to fill the end a cheque without adding the date, a usual practice is to leaving the recipient’s name blank. If you room unsure that to do the payment to, you can leave this ar out and also let them to fill this in. When receiving a cheque together payment, be sure to inspect whether or no this section has been fill in too. If not, make sure you include your name prior to cashing it!

How to to fill in your French Cheque

On the left-hand side of the cheque you will have to fill in:

Amount: The an initial two currently (just ~ the words ‘Payez contre ce chèque non endossable’) are for the cheque amount. This should be written out in native (use our comfortable list listed below to help!)

à (payee): Just under this, ~ the ‘à’, you create the payee’s name, i.e. The surname of a person, firm or public administration office that the cheque is payable to.

On the right-hand next of the cheque friend will have to fill in:

Amount: The cheque amount in numbers. NOTE: in French, the decimal is written as a comma and also the duration is offered to separate thousands, so to express 2 euros and also fifty cent you would write 2,50 and also to express two thousand 5 hundred you would certainly write 2.500. It’s basic mistake come make, so take it care!

à (location): Underneath, on the line after ‘á’, wherein you should fill in the location where the cheque is being written. A city, town, or village is fine, e.g. ‘Paris’ or ‘Eymet’. Girlfriend don’t have to put a full address.

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Signature: You understand what to do!

One of the trickiest components of creating a French cheque for anglophones is that you require to have the ability to spell out all the numbers! In fact, it’s regularly only once you concerned write a cheque the you realise you have actually no idea exactly how to compose €1.345.205,00 in words (although, if you’re creating a cheque for the amount, you more than likely don’t need our help!). To do life easy, this is a rapid guide.

1 un 2 deux 3 trois 4 quatre 5 cinq 6 6 7 sept 8 huit 9 neuf 10 dix 11 Onze 12 douze 13 treize 14 quatorze 15 quinze 16 take 17 dix-sept 18 dix-huit 19 dix-neuf 20 vingt 30 trente 40 quarante 41 quarante et un 50 cinquante 60 soixante 70, 71, 72… soixante-dix, soixante et onze, soixante et douze… 80, 81, 82… quatre-vingt, quatre-vingt-un, quatre-vingt-deux… 90, 91, 92 … quatre-vingt-dix , quatre-vingt-onze, quatre-vingt-douze… 100, 200, 300, … Cent, deux-cents, trois-cents… 1,000 , 10,000, 100,000 … mille , dix mille, cent mille…